Fast Cash

Sometimes expenses appear out of the blue.

Bills pile up. Appliances break down. Kids need medical care. You need new tires and brakes. That's where Fast Cash comes in.

Get up to $2,000 quickly when life throws you a curveball.
















How fast can you get Fast Cash? We're talking minutes.

There's no time to spare when you're dealing with emergencies, income disruptions, and other is-this-really-happening life events. We don't even check your credit score. As long as you've been a Vibe Credit Union member for at least 90 days and your accounts are in good standing, we'll get funds in your hands ASAP.
  • APY¹ will not exceed 24.99%
  • Loan amounts from $250 to $2,0002
  • Repayment terms of 6 to 24 months
  • Quick application and approval
  • No credit check required

To request a Fast Cash loan, you need to access Online or Mobile Banking. Once you're logged in, click the Menu, followed by Fast Cash to get started.

Need to register for Online Banking? No problem! Simply click the Login button at the top of the screen and click, New User.

 

 
1 APY = Annual Percentage Rate. 2 Loan amounts range from $ 250 to $ 2,000. A small fee is deducted from the loan proceeds, and no credit check is required. Eligibility requirements include six months of membership, active direct deposits, and a positive account history. All loans are subject to review; eligibility does not guarantee approval, and program terms may change at any time.



























share the vibe
"I was very happy and surprised at how quick the loan process was."
 
Badria R.












Your Fast Cash Loan Questions, Answered

Most members receive funds shortly after approval. Once your application is processed, we move fast so you can handle what’s urgent.
Applying for a Fast Cash loan does not require a credit check.
A Fast Cash Loan is designed to help with unexpected life moments, like car repairs, a cracked phone screen, or other urgent expenses.
You can choose what fits your situation, up to $2,000.
You can make payments through Online Banking or the mobile app. Many members set up automatic payments to keep things simple.
Yes. Applicants are required to have been a member for at least 90 days.