High-Yield Savings
Give your business a revenue boost.
More customers, better marketing. There are many ways to improve your bottom line. But don't overlook the simple strategy of placing your reserve funds in a higher-earning account.
Ready to get started?
Your money stays on a growth track, right until the moment you need it.
Unlike some investment tools, there's no minimum savings period for our High-Yield Business Savings Account. When you need liquidity to cover unexpected expenses, purchase a key piece of equipment, or make your next big move, you can get at your funds right away.
- Earn our highest rate on balances up to $99,999.2
- No minimum balance required to open
- No monthly maintenance fees
- Your cash remains liquid, which means you have access to it at any time
- Use this account as Overdraft Protection, upon request
- Dividends are calculated based on your daily balance and paid monthly
- Build your balance automatically by scheduling monthly transfers from other Vibe accounts
1 APY = Annual Percentage Yield. 2. Tiered rate structure with full rates and tiers can be viewed here. Rates are subject to change. Limit one per primary account holder, personal or business.
Your High-Yield Savings Questions, Answered
What is High Yield Savings?
High Yield Savings is a savings account that earns a higher dividend rate than regular savings, while still keeping your money easy to access.
How much do I need to open a High Yield Savings Account?
You can open High Yield Savings with $0, and there is no minimum balance required. Like all Vibe accounts, membership includes a Savings Account with a $5 minimum balance.
How do dividends work on High Yield Savings?
Dividends are calculated daily, compounded daily, and paid to your account each month.
How can I access or manage my High Yield Savings?
You can manage your account in Online Banking and Mobile Banking, by phone, at an ATM, through the mail, or in a branch. You can open High Yield Savings online, in person, by phone, or by mail.