Credit Score Monitoring

Stay on Top of Your Score

View your credit score and credit report anytime right inside Mobile and Online Banking. No extra logins, just powerful insights to help you understand your credit. 

Ready to achieve credit savvy status?

Start by downloading the Vibe Mobile Banking app.

 















Take Control of your Credit

With Vibe’s Credit Score Monitoring1 tool, you get more than just a number. You get a clearer understanding of what affects your credit and how to improve it. This free tool is built right into your Mobile and Online Banking experience, offering:
  • Daily credit monitoring and real-time alerts to let you know when something changes
  • Ability to check your score and full report anytime you want
  • Monitoring to help spot mistakes on your report so you can fix them fast
  • Personalized money-saving offers based on your credit situation
  • Simple tips to help boost or maintain your score
  • A better understanding of how different factors help - or hurt- your score

Stay empowered to reach your financial goals, whether you are building credit, preparing for a loan, or simply looking for peace of mind. Download the Vibe Mobile Banking app to get started and click "Credit Score" on the bottom toolbar.

 
 
1 Vibe’s credit score monitoring tool monitors your VantageScore credit score. The VantageScore provided is intended to help you understand the factors that affect your credit score. It is not used for loan approval purposes or for determining rates. Loan rates and approvals are based on information provided to Vibe when you apply for a loan. The credit score model used by Vibe may be different than in our credit score monitoring service. Vibe Credit Union is not a credit repair organization as defined under Federal or State law, including the Credit Repair Organization Act.

Do you see a Discrepancy on your Credit Report?

See something off on your credit report? Don't worry! Follow the simple steps below and you'll be on your way to correcting it, quickly! Once you file a dispute with the credit bureau, they are required to look into it and make corrections if something's wrong.
  • Double check the details of the error and determine if the error is reported with one or multiple bureaus
  • Keep proof handy (Ex. loan documents, payment records, account statements, legal records, identity documents etc.)
  • File a dispute directly with the credit bureau that posted the info
To start the dispute process online, follow the appropriate bureau link:
 
 
 
 
If you need a hand navigating this, just reach out! Our friendly team can help guide you. 
 
 
 














Looking to Learn More about Credit?

We've partnered with Banzai - an organization leading the charge on all things financial education. Check out the links to the right to learn more about credit.
 
Debit Card
Using Credit
How do I build credit?
Take your credit from good to great.

SHARE THE VIBE
With Vibe's Credit Monitoring tool,
I was able to track my score monthly
and identify ways to improve it over time.
Amber B.