Credit Cards

Buying power your business can count on.

The Vibe Platinum Visa® Credit Card gives Michigan business owners flexible spending power, competitive rates, and convenient access so you can keep operations moving smoothly.



How can we help your business today?







Credit that moves at the pace of your business.

There's no question you need a credit card for your growing business. The answer is the Vibe Platinum Visa® with a competitive fixed rate for everyday use. Stock up on supplies, fill up the tank, entertain clients or take advantage of opportunities when they arise. You can also transfer balances from credit cards with higher interest rates to save money.

  • Finance from $250 up to $50,000 to match your business needs

  • Revolving terms with a competitive variable rate

  • No annual fee or cash advance fee to help you manage costs

 

  • Instant issuance available for quick access to purchasing power

  • Auto rental insurance options through Visa for business travel

  • Available to business owners 18+, or 16+ with a cosigner








Growth Starts with the Right Partner.

Every business deserves financing that feels clear, flexible, and built around real needs. Explore other Commercial Loans that could be a fit for your business.

  • Business Line of Credit

  • Commercial Auto Loans

  • Commercial Real Estate Loans

Visit our Commercial Loan page for more information or submit an inquiry to talk with a business expert. 
 















SHARE THE VIBE
"Vibe was amazing to work with. They provided clear details on commercial programs and shared helpful car loan resources."
Wilbert M.












Your Business Credit Card Questions, Answered

We offer the Visa Platinum Credit Card for business use. If you do not qualify for an unsecured card, you can start with a Secured Platinum Visa Credit Card and build from there.
You can apply online or in the Vibe Mobile App, by phone, or at any branch. We will walk you through the quick application and approval process.

The Visa Platinum Credit Card is a simple, flexible card with:

  • Credit limits from $250 up to $50,000

  • No annual fee

  • No cash advance fee

  • 25-day grace period on purchases
    Rates are variable, and your exact rate depends on the current rate sheet.

A secured card is backed by money you place in a savings account. That deposit sets your credit limit, and your funds stay on hold while you use the card. It is a great way to establish or rebuild credit for your business.