Payments

Make payments simple and secure.

Manage your money your way with easy tools that help you pay bills, send money, make loan payments, and access your funds faster. No hassle, no confusion. Just simple options that work for you.

Need to make a one-time payment? We can help with that.

 


Need payment assistance? You've come to the right place.







Setup automatic transfers

Set up automatic transfers or ACH payments to make paying your Vibe loans effortless. Choose the account you want the payment to come from, pick your schedule, and your payment will take care of itself. Say goodbye to monthly logins and remembering due dates. It’s a simple way to stay on track and avoid missed payments.

You can:

  • Schedule recurring transfers from any Vibe account

  • Set up ACH payments from another bank or credit union

  • Choose weekly, biweekly, or monthly payment schedules

  • Update or cancel your automatic payment anytime in digital banking




Setup Online Bill Pay

Pay all your bills in one place with Online Bill Pay. Just add your payees, schedule your payments, and we’ll take care of the rest, saving you time and helping you stay organized. It’s secure, convenient, and available anytime you need it.

With Online Bill Pay, you can:

  • Pay companies or individuals from one easy dashboard

  • Set up one-time or recurring payments

  • View up to 24 months of payment history

  • Stay organized without writing checks or visiting multiple websites






Pay-A-Person

Pay-A-Person lets you move money securely and conveniently using just a phone number or email. Recipients answer a security question and claim funds online. No membership required!

  • Send money instantly to a Vibe account

  • Send money to a debit card ($1 fee) or via next-day ACH

  • Works for one-time or recurring payments

  • Add contacts once and reuse anytime


Get Paid Sooner with Early Deposit.

  • As soon as Vibe receives your upcoming payroll info, we make your funds available up to two (2) days early!
  • Early Deposit is automatic for members with direct deposits, including payroll, Social Security, and retirement income.


Early Deposit is not guaranteed. The money we release early is temporary until we receive the final payment from the sender. If the payment does not go through, the early deposit may be removed from your account. In that case, the sender is not considered to have officially paid you yet. 


Need a month off? Consider Skip-A-Pay.

Skip-A-Pay is available in Online and Mobile Banking and lets you pause an eligible loan payment for a small fee, giving you flexibility when life gets busy or expenses pop up. 
Skip-A-Pay is available on most Vibe loans excluding mortgages, HELOCs, credit cards and lines of credit, and Quick Cash.
Vibe allows up to two skips per rolling 12-months for a $35 charge per skip. 
















Your Payment Questions, Answered.

Yes! You can make loan payments using an account from another bank or credit union. Set up an ACH payment, use Quick Pay for one-time payments, or schedule recurring transfers. Whatever works best for you.

If you’re worried about making a payment, reach out to us as soon as possible at 248-735-9500. We’re here to help talk through your options, including payment assistance or Skip-A-Pay, so you can stay on track without added stress. 
Yes, you can make extra payments or pay off your loan early at any time. There are no prepayment penalties, and any additional amount you pay goes directly toward your principal balance, helping you save on interest and pay off your loan faster.