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Certificate Rates

Certificate TermsMinimum DepositInterest Rate (APR)APY*
(%tr%a href='/home/accounts/cds-iras')12 Month(%tr%/a)$5000.495%0.50%
(%tr%a href='/home/accounts/cds-iras')18 Month(%tr%/a)$5000.645%0.65%
(%tr%a href='/home/accounts/cds-iras')24 Month(%tr%/a)$5000.795%0.80%
(%tr%a href='/home/accounts/cds-iras')30 Month(%tr%/a)$5000.995%1.00%
(%tr%a href='/home/accounts/cds-iras')36 Month(%tr%/a)$5001.245%1.25%
(%tr%a href='/home/accounts/cds-iras')48 Month(%tr%/a)$5001.490%1.50%
(%tr%a href='/home/accounts/cds-iras')60 Month(%tr%/a)$5001.790%1.80%

*Rates effective April 1, 2017. All rates are subject to change at any time without notice. Valid for qualified Michigan residents or existing Vibe members. Certificates are subject to early withdrawal penalties. The registered owner contracts to keep the funds deposited until maturity. If any or all of the certificate principal amount is withdrawn before the Maturity Date, a penalty will be charged. Brokered Accounts or Institutional Investors are not eligible for any Certificate. APY = Annual Percentage Yield. Fees could reduce the earnings on the account.

Rates That Rock!

We offer rates as low as:

New/Used Auto2.24% (%tr%span class='xsmall')APR*(%tr%/span)
Boat/RV Loans2.24% (%tr%span class='xsmall')APR*(%tr%/span)
Personal Loans6.18% (%tr%span class='xsmall')APR*(%tr%/span)
Visa(sup)(/sup) Platinum11.00% (%tr%span class='xsmall')APR*(%tr%/span)
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EHO NCUA
EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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