Lending Resources

Lending resources that put you in control.

From payment options to protection plans, you will find everything you need to stay informed, feel confident, and make decisions with ease.
















Simple ways to make your loan payment.

Choose the payment method that fits your routine. Our options make it easy to stay on track and manage your Vibe loan whenever it works best for you.

Quick Pay

  • Pay your Vibe loan using an external account

  • Supports eCheck, debit card, and credit card payments

  • No need to log in to your Vibe account

Online or Mobile Access

  • Log in anytime to make a payment

  • Transfer from your Vibe accounts

  • Easy option if you already use digital tools

Bill Pay

  • Pay multiple bills from your Vibe checking account

  • Payments are sent electronically or by check depending on the biller

  • Helpful for keeping all payments organized in one place

Protection that helps you stay ready for the unexpected.

Life can be unpredictable. Our protection options are here to support you during life’s twists and turns so your loan does not get in the way of your financial well-being.

  • Gap Protection
  • Depreciation Protection
  • Tire and Wheel Protection
  • Debt Protection
  • Extended Warranty



Skip-a-Pay lets you pause a qualifying loan payment when you need a little flexibility, whether it is during a busy season or a moment of hardship.

  • Gives you the option to skip a qualifying loan payment

  • Helpful during holidays, summer, or times of financial stress

  • Up to two skips allowed per loan in a rolling 12-month period

  • Up to five skips allowed over the life of the loan

  • $35 fee per skip

  • Not available for mortgages, HELOCs, credit cards, lines of credit, or Fast Cash loans

A fee of $35 will be assessed per loan. This offer does not apply to real estate loans, business loans, certificate-secured loans, line of credit loans, credit cards, or other non-eligible consumer loans; loans with an invalid mailing address; or share accounts with a balance of less than $40 and/or a negative balance. All Credit Union loans must be current at the time of request. Payments cannot be skipped in consecutive months. Loans must be open for a minimum of 180 days.Skip-a-Pay provides a one-month payment deferment only. Following the deferred payment month, regular monthly payments will resume according to the loan agreement. Participation in the program will extend the maturity date of the loan by one month.Interest and any charges for disability and/or life insurance will continue to accrue during the skipped payment month, and the final loan payment may be increased to include those amounts.By participating in the Skip-a-Pay program, your loan term will be extended, and you may have a balance owed in connection with a GAP insurance claim due to the extension of the contract maturity date.This offer does not guarantee eligibility. Vibe Credit Union reserves the right to determine eligibility and modify program requirements at any time.