Mortgage Promotion

Built around your life, not around a loan.

 

Pick a 0.25% rate reduction or up to $1,500 toward closing1. We'll help you choose. That's how membership should feel.

 

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Lower the rate. Or the costs.

A mortgage should fit your life, not the other way around. With Vibe, you can choose a 0.25% rate reduction or up to $1,500 toward closing costs. We’ll walk through the options together so you can move forward with confidence.

  • Choose a 0.25% rate reduction or up to $1,500 toward closing costs.
  • Flexible mortgage options designed around your goals.
  • Guidance from local Vibe partners every step of the way.
  • Support for first-time buyers, refinances, and more.
  • Personalized recommendations based on your budget and timeline.
  • A simpler, more confident path to homeownership.







Mortgages Built Around You

 

Finding the right mortgage starts with understanding your options. Explore home loan solutions designed around the way you live.

  • Conventional
  • Adjustable Rate Mortgages (ARMs)
  • Affordable Flex Home Loans
  • First-Time Home Buyer
  • Jumbo Loans
  • Physicians Mortgage

First-Time Home Buyer Mortgage

A home loan made for your first big move, designed to guide you from dreaming to owning.
  • No private mortgage insurance required
  • Low or zero down payment
  • Flexible terms up to 30 years
  • Loan amounts up to $300,000
  • Up to 105% Combined loan-to-value