You are unique and so are your borrowing needs, so we have special financing available for what is personal and special to you.
These Loans Celebrate Your Uniqueness
When you need extra cash or are working hard to build your credit, pick the loan that’s personal to you. Our eSign documents allow you the convenience of completing the loan closing process from anywhere.
Personal Term Loan: This fixed rate term loan is ideal for emergencies or when you need a little extra cash for something special. Loan amounts are from $500 to $25,000 and there is no prepayment penalty.
Personal Line of Credit (LOC): Wow! This variable rate loan is flexible. There is no fee to access funds when you need them, at any branch or through Online Banking. You can even link your Personal LOC to your checking account for overdraft protection. Credit limits are available up to $5,000.
Credit Builder Loan: The best way to build your credit score is with a positive payment history. Borrow between $1,000 and $5,000 with this fixed rate, 12-month term loan. Loan proceeds are deposited into a Special Savings Account and remain on hold until the entire loan has been paid in full.
Get outside! No payments for 90 days will kick-start your journey. You have your own description of fun and recreation, so when you are buying a vehicle to transport you on adventures, we can help with the perfect low-rate loan. Our Recreational Loans can be used to purchase or refinance a new or used travel trailer, motorhome, pop-up camper, motorized boat, personal watercraft, snowmobile, or 4-wheeler. We focus on benefits so you can focus on fun.
- Free pre-approval and easy application through our Mobile Banking App
- Pick your monthly due date
- Refinance an existing loan from another lender
- Quick approvals, eSign documents, and fast funding
*Offer valid until 8.31.19. Approvals are subject to underwriting standards and some restrictions may apply. Maximum term for recreational vehicle loan is 180 months. Excludes existing Vibe, including previous Oakland County Credit Union, recreational loans. No payments for up to 90 days, interest will begin accruing at loan closing. This offer cannot be combined with other offers. New members must qualify for membership and deposit $5 in a Vibe Savings Account. Promotional details are subject to change without notice.