Personal Loans
You are unique, and so are your borrowing needs. We have special financing available for what is personal and special to you.
These Loans Celebrate Your Uniqueness
Our Personal Loans offer the option to make those larger purchases easily or to consolidate debt. They come with:
- A pre-approval
- Fixed-rate term
- Loan amounts from $250 to $50,000
- No pre-payment penalties.
Our eSign documents allow you to close your loan anytime, anywhere. Apply online through our Mobile Banking App, or call 248-735-9500 to speak to a Lending Specialist.
This fixed-rate loan is flexible, with no fee to access funds when you need them at any branch or through Online Banking. You can even link your Personal LOC to your checking account for overdraft protection. Credit limits are available up to $5,000.
A positive payment history is the best way to build your credit score. Borrow between $1,000 and $5,000 with this fixed-rate, 12-month term loan. Loan proceeds are deposited into a Special Savings Account and remain on hold until the entire loan has been paid in full.
| Vehicle Loans | APR as low as | Term |
|---|---|---|
| 2024-2025 Model Years | 4.99%* | 1-48 months |
| 2024-2025 Model Years | 5.24%* | 49-60 months |
| 2024-2025 Model Years | 5.49%* | 61-72 months |
| 2024-2025 Model Years | 5.74% | 73-84 Months |
| 2017-2023 Model Years | 4.99% | 1-48 Months |
| 2017-2023 Model Years | 5.24%* | 49-60 Months |
| 2017-2023 Model Years | 5.49% | 61-72 Months |
| 2017-2023 Model Years | 5.74%* | 73-84 months |
| 2011-2016 Model Years | 7.99%* | 1-60 months |
| First-Time Auto Buyer Loans | APR as low as | Term |
| 2017-2025 Model Years | 11.49%* | 1-48 months |
| 2017-2025 Model Years | 12.49%* | 49-60 months |
| Classic Vehicle Loans | APR as low as | Term |
| 1999 or Older Model Years | 6.99%* | 1-60 months |
| 1999 or Older Model Years | 6.99%* | 61-84 months |
| 1999 or Older Model Years | 6.99%* | 85-120 months |
| New and Used Boats, Campers, Motorhomes, and 5th Wheels | APR as low as | Term |
| 2016-2025 Model Years | 6.74% | 1-60 months |
| 2016-2025 Model Years - minimum loan $10,000 | 7.24% | 61-84 months |
| 2016-2025 Model Years - minimum loan $20,000 | 8.49% | 85-120 months |
| 2016-2025 Model Years - minimum loan $40,000 | 9.24% | 121-144 months |
| 2016-2025 Model Years - minimum loan $50,000 | 9.74% | 145-180 months |
| 2015 and Older Model Years | 8.24% | 1-60 months |
| New and Used Motorcycles, Jet Skis, and Snowmobiles | APR as low as | Term |
| 2022-2025 Model Years | 7.74%* | 1-60 months |
| 2022-2025 Model Years - minimum loan $20,000 | 8.24%* | 61-72 months |
| 2022-2025 Model Years - minimum loan $40,000 | 9.49%* | 73-96 months |
| 2021 and Older Model Years | 9.74%* | 1-60 months |
| Personal Loans | APR as low as | Term |
| Personal Line of Credit | 13.99%* | n/a |
| Credit Builder | 5.99% | 1-60 months |
| Other Secured - yard equipment, vehicles, utility trailer | 9.49%* | 1-60 months |
| Savings Secured | 5.99% | 1-60 months |
| Personal Term Loan | 14.99%* | 1-12 months |
| Personal Term Loan | 14.99%* | 13-24 months |
| Personal Term Loan | 14.99%* | 25-48 months |
| Personal Term Loan | 14.99%* | 49-60 months |
| Personal Term Loan - minimum loan $10,000 for loan | 19.99%* | 60 Balloon/120 Amortization |
