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Personal Loans

You are unique, and so are your borrowing needs. We have special financing available for what is personal and special to you.

Apply Now

These Loans Celebrate Your Uniqueness

Personal Loan

Our Personal Loans offer the option to make those larger purchases easily or to consolidate debt. They come with:

  • A pre-approval
  • Fixed-rate term
  • Loan amounts from $250 to $50,000
  • No pre-payment penalties.

Our eSign documents allow you to close your loan anytime, anywhere. Apply online through our Mobile Banking App, or call 248-735-9500 to speak to a Lending Specialist.

Personal Line of Credit (LOC)

This fixed-rate loan is flexible, with no fee to access funds when you need them at any branch or through Online Banking. You can even link your Personal LOC to your checking account for overdraft protection. Credit limits are available up to $5,000.

Credit Builder Loan

A positive payment history is the best way to build your credit score. Borrow between $1,000 and $5,000 with this fixed-rate, 12-month term loan. Loan proceeds are deposited into a Special Savings Account and remain on hold until the entire loan has been paid in full.

Loans - Auto Loans, Recreational Vehicles, & Personal Loans

rates_loans table
Vehicle LoansAPR as low asTerm
2024-2025 Model Years4.99%*1-48 months
2024-2025 Model Years5.24%*49-60 months
2024-2025 Model Years5.49%*61-72 months
2024-2025 Model Years5.74%73-84 Months
2017-2023 Model Years4.99%1-48 Months
2017-2023 Model Years5.24%*49-60 Months
2017-2023 Model Years5.49%61-72 Months
2017-2023 Model Years5.74%*73-84 months
2011-2016 Model Years7.99%*1-60 months
First-Time Auto Buyer LoansAPR as low asTerm
2017-2025 Model Years11.49%*1-48 months
2017-2025 Model Years12.49%*49-60 months
Classic Vehicle LoansAPR as low asTerm
1999 or Older Model Years6.99%*1-60 months
1999 or Older Model Years6.99%*61-84 months
1999 or Older Model Years6.99%*85-120 months
New and Used Boats, Campers, Motorhomes, and 5th WheelsAPR as low asTerm
2016-2025 Model Years6.74%1-60 months
2016-2025 Model Years - minimum loan $10,0007.24%61-84 months
2016-2025 Model Years - minimum loan $20,0008.49%85-120 months
2016-2025 Model Years - minimum loan $40,0009.24%121-144 months
2016-2025 Model Years - minimum loan $50,0009.74%145-180 months
2015 and Older Model Years8.24%1-60 months
New and Used Motorcycles, Jet Skis, and SnowmobilesAPR as low asTerm
2022-2025 Model Years7.74%*1-60 months
2022-2025 Model Years - minimum loan $20,0008.24%*61-72 months
2022-2025 Model Years - minimum loan $40,0009.49%*73-96 months
2021 and Older Model Years9.74%*1-60 months
Personal LoansAPR as low asTerm
Personal Line of Credit13.99%*n/a
Credit Builder5.99%1-60 months
Other Secured - yard equipment, vehicles, utility trailer9.49%*1-60 months
Savings Secured5.99%1-60 months
Personal Term Loan14.99%*1-12 months
Personal Term Loan14.99%*13-24 months
Personal Term Loan14.99%*25-48 months
Personal Term Loan14.99%*49-60 months
Personal Term Loan - minimum loan $10,000 for loan19.99%*60 Balloon/120 Amortization

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Make your loans payments online or in mobile banking

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