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Other Loans

You are unique and so are your borrowing needs, so we have special financing available for what is personal and special to you.

These Loans Celebrate Your Uniqueness

Apply Now

Personal Loans

Scoop Up the Savings!

Vibe’s 2019 Summer Personal Loan rates are as low as 5.99% APR.*

It’s finally summer, and you know what that means: sunscreen, ice cream, and the lowest rates of the year on our Personal Loans. Build a pool, take an amazing vacation, or consolidate debt. It’s up to you!

Our Personal Loans offer:

  • A fixed-rate term
  • Loan amounts from $500 to $35,000
  • No pre-payment penalties.

Plus, our eSign documents allow you to close your loan anytime, anywhere. Apply online, through our Mobile Banking App, or call 248.596.4450 to speak to a Lending Specialist.

Hurry! Just like ice cream, these rates won’t last long!

*Rates are effective June 1, 2019 to August 31, 2019 and are subject to change without notice. Maximum loan amount is $35,000, and maximum term is 60 months. Rates are based on credit history and underwriting standards. Quoted rate includes a 0.25% member loyalty rate discount when direct deposit and auto transfer of the loan payment are set up from a Vibe deposit account. A processing fee of $100 may apply if a refinance of an existing Vibe or previous Oakland County loan is permitted. New members must qualify for membership and fund the membership. Promotional details are subject to change.

Personal Line of Credit (LOC): Wow! This variable rate loan is flexible. There is no fee to access funds when you need them, at any branch or through Online Banking. You can even link your Personal LOC to your checking account for overdraft protection. Credit limits are available up to $5,000.

Credit Builder Loan: The best way to build your credit score is with a positive payment history. Borrow between $1,000 and $5,000 with this fixed rate, 12-month term loan. Loan proceeds are deposited into a Special Savings Account and remain on hold until the entire loan has been paid in full.

 

Recreational Loans

Get outside! No payments for 90 days will kick-start your journey. You have your own description of fun and recreation, so when you are buying a vehicle to transport you on adventures, we can help with the perfect low-rate loan. Our Recreational Loans can be used to purchase or refinance a new or used travel trailer, motorhome, pop-up camper, motorized boat, personal watercraft, snowmobile, or 4-wheeler. We focus on benefits so you can focus on fun.

  • Free pre-approval and easy application through our Mobile Banking App
  • Pick your monthly due date
  • Refinance an existing loan from another lender
  • Quick approvals, eSign documents, and fast funding

*Offer valid until 8.31.19. Approvals are subject to underwriting standards and some restrictions may apply. Maximum term for recreational vehicle loan is 180 months. Excludes existing Vibe, including previous Oakland County Credit Union, recreational loans. No payments for up to 90 days, interest will begin accruing at loan closing. This offer cannot be combined with other offers. New members must qualify for membership and deposit $5 in a Vibe Savings Account. Promotional details are subject to change without notice.

 

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