Flex-Lock Home Equity Line of Credit (HELOC)
When you want flexibility combined with stability, our Flex-Lock HELOC delivers the best of both worlds. Enjoy easy access to your home's equity with the option to lock portions of your balance into fixed-rate segments whenever you need payment predictability.
Benefits include:
- Hybrid flexibility: Borrow funds as needed, and secure fixed rates for greater stability.
- No appraisal required.
- Variable Rate: Convenient access with HELOC checks—the first 25 checks are free.
- Fixed Rate Segments: Lock in a fixed rate for balances of $5,000 or more, with up to 3 segments active simultaneously.
Get the financial flexibility and peace of mind you're looking for with our Flex-Lock HELOC today.
Call 248-735-9500 to apply or learn more.
What if? Get your answer by crunching numbers with our Home Loan Calculators.
*Quoted rates include a 0.25% member loyalty rate discount off the stated rate by having a first mortgage loan with Vibe on the same property with a balance of $25,000 or greater.
All rates are based on individual credit history and the loan-to-value ratio. Rates are subject to change without notice. New members must qualify for membership and deposit $5 into a Vibe Savings Account. NMLS ID: 405039.
NMLS ID: 405039 & 149532
