Recreational Vehicles

We help make your next adventure more affordable.

Our Boat, Motorcycle, and Recreational Vehicle Loans come with competitive rates, simple terms, and local service that puts your next adventure within reach.

Life’s better when you’re out exploring. Let Vibe help you get there!



Begin your journey across Pure Michigan.









Smooth sailing begins with a Vibe Boat Loan

Buying a boat should be an exciting experience, not an overwhelming one. Vibe makes it easy to finance your new or used boat with competitive rates, flexible terms, and simple repayment options. With added discounts for members and local service you can count on, we’ll help you make more memories on the water with financing that fits your budget and your goals.

  • Financing for new or used boats

  • Rate discounts available for direct deposit and auto pay
  • Local lending decisions and support from people you trust
  • Full insurance coverage required for added protection
  • Fixed rates with affordable monthly payments
  • Terms up to 180 months
 
 All rates are based on individual credit history and subject to change without notice. New members must qualify for membership and deposit $5 into a Vibe Savings Account. Quoted rates include a 0.25% member loyalty rate discount when auto pay is set up to cover the full payment amount of all Vibe loans. Members can receive an additional 0.25% member loyalty rate discount off the stated rate by having a mortgage and/or home equity loan with a balance of $25,000 or greater. A processing charge of $100 may apply if a refinance of an existing Vibe loan is permitted.







Recreational Vehicle Loans 

  • Financing for new or used RVs, campers, travel trailers, or fifth wheels

  • Terms up to 180 months
  • Fixed rates with affordable monthly payments
  • Full insurance coverage required for added protection
  • Rate discounts available for direct deposit and auto pay
  • Local lending decisions and ongoing member support

Approval and rate are based on individual credit history. New members must qualify for membership and deposit $5 in a Vibe Savings Account. 

Motorcycle & Powersport Loans

  • Financing for new or used motorcycles

  • Terms up to 96 months
  • Fixed rates with predictable monthly payments
  • Full insurance coverage required for peace of mind
  • Rate discounts available for direct deposit and auto pay

Approval and rate are based on individual credit history. New members must qualify for membership and deposit $5 in a Vibe Savings Account. 

























Your Recreational Vehicle Questions, Answered

You can finance a range of recreational vehicles, including boats, motorcycles, jet skis, snowmobiles, ATVs, side-by-sides, motor homes, campers, travel trailers, and fifth wheels.
Terms vary by the type of vehicle, but we offer flexible options that can go up to 180 months for eligible vehicles.
You can apply online, in the Vibe Mobile App, by phone, in a branch, or on our website.
Yes. If your loan balance is over $4,000, full insurance coverage is required. Our team will let you know what documentation to provide and help you make sure you’re set before closing.