Boat, RV, and Motorcycle Loans
You have your own description of fun and recreation, so when you are buying a vehicle to transport you on adventures, we can help with the perfect low-rate loan. Whether it is a boat loan, RV loan, or motorcycle loan, Vibe Credit Union has purchase and refinancing options to help you focus on the fun, while we focus on your loan. Enjoy the benefits of a loan from Vibe:
- Free pre-approval and easy application through our Mobile Banking App
- Select your monthly payment due date
- Refinance an existing loan from another lender
- Quick approvals, eSign documents, and fast funding
Looking to finance a personal watercraft, snowmobile, 4-wheeler, ATV, or other recreational vehicles? We have convenient financial solutions for those too!
| Vehicle Loans | APR as low as | Term |
|---|---|---|
| 2024-2025 Model Years | 4.99%* | 1-48 months |
| 2024-2025 Model Years | 5.24%* | 49-60 months |
| 2024-2025 Model Years | 5.49%* | 61-72 months |
| 2024-2025 Model Years | 5.74% | 73-84 Months |
| 2017-2023 Model Years | 4.99% | 1-48 Months |
| 2017-2023 Model Years | 5.24%* | 49-60 Months |
| 2017-2023 Model Years | 5.49% | 61-72 Months |
| 2017-2023 Model Years | 5.74%* | 73-84 months |
| 2011-2016 Model Years | 7.99%* | 1-60 months |
| First-Time Auto Buyer Loans | APR as low as | Term |
| 2017-2025 Model Years | 11.49%* | 1-48 months |
| 2017-2025 Model Years | 12.49%* | 49-60 months |
| Classic Vehicle Loans | APR as low as | Term |
| 1999 or Older Model Years | 6.99%* | 1-60 months |
| 1999 or Older Model Years | 6.99%* | 61-84 months |
| 1999 or Older Model Years | 6.99%* | 85-120 months |
| New and Used Boats, Campers, Motorhomes, and 5th Wheels | APR as low as | Term |
| 2016-2025 Model Years | 6.74% | 1-60 months |
| 2016-2025 Model Years - minimum loan $10,000 | 7.24% | 61-84 months |
| 2016-2025 Model Years - minimum loan $20,000 | 8.49% | 85-120 months |
| 2016-2025 Model Years - minimum loan $40,000 | 9.24% | 121-144 months |
| 2016-2025 Model Years - minimum loan $50,000 | 9.74% | 145-180 months |
| 2015 and Older Model Years | 8.24% | 1-60 months |
| New and Used Motorcycles, Jet Skis, and Snowmobiles | APR as low as | Term |
| 2022-2025 Model Years | 7.74%* | 1-60 months |
| 2022-2025 Model Years - minimum loan $20,000 | 8.24%* | 61-72 months |
| 2022-2025 Model Years - minimum loan $40,000 | 9.49%* | 73-96 months |
| 2021 and Older Model Years | 9.74%* | 1-60 months |
| Personal Loans | APR as low as | Term |
| Personal Line of Credit | 13.99%* | n/a |
| Credit Builder | 5.99% | 1-60 months |
| Other Secured - yard equipment, vehicles, utility trailer | 9.49%* | 1-60 months |
| Savings Secured | 5.99% | 1-60 months |
| Personal Term Loan | 14.99%* | 1-12 months |
| Personal Term Loan | 14.99%* | 13-24 months |
| Personal Term Loan | 14.99%* | 25-48 months |
| Personal Term Loan | 14.99%* | 49-60 months |
| Personal Term Loan - minimum loan $10,000 for loan | 19.99%* | 60 Balloon/120 Amortization |
