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Boat, RV, and Motorcycle Loans

You have your own description of fun and recreation, so when you are buying a vehicle to transport you on adventures, we can help with the perfect low-rate loan. Whether it is a boat loan, RV loan, or motorcycle loan, Vibe Credit Union has purchase and refinancing options to help you focus on the fun, while we focus on your loan. Enjoy the benefits of a loan from Vibe:

  • Free pre-approval and easy application through our Mobile Banking App
  • Select your monthly payment due date
  • Refinance an existing loan from another lender
  • Quick approvals, eSign documents, and fast funding

Looking to finance a personal watercraft, snowmobile, 4-wheeler, ATV, or other recreational vehicles? We have convenient financial solutions for those too!

Loans - Auto Loans, Recreational Vehicles, & Personal Loans

rates_loans table
Vehicle LoansAPR as low asTerm
2024-2025 Model Years4.99%*1-48 months
2024-2025 Model Years5.24%*49-60 months
2024-2025 Model Years5.49%*61-72 months
2024-2025 Model Years5.74%73-84 Months
2017-2023 Model Years4.99%1-48 Months
2017-2023 Model Years5.24%*49-60 Months
2017-2023 Model Years5.49%61-72 Months
2017-2023 Model Years5.74%*73-84 months
2011-2016 Model Years7.99%*1-60 months
First-Time Auto Buyer LoansAPR as low asTerm
2017-2025 Model Years11.49%*1-48 months
2017-2025 Model Years12.49%*49-60 months
Classic Vehicle LoansAPR as low asTerm
1999 or Older Model Years6.99%*1-60 months
1999 or Older Model Years6.99%*61-84 months
1999 or Older Model Years6.99%*85-120 months
New and Used Boats, Campers, Motorhomes, and 5th WheelsAPR as low asTerm
2016-2025 Model Years6.74%1-60 months
2016-2025 Model Years - minimum loan $10,0007.24%61-84 months
2016-2025 Model Years - minimum loan $20,0008.49%85-120 months
2016-2025 Model Years - minimum loan $40,0009.24%121-144 months
2016-2025 Model Years - minimum loan $50,0009.74%145-180 months
2015 and Older Model Years8.24%1-60 months
New and Used Motorcycles, Jet Skis, and SnowmobilesAPR as low asTerm
2022-2025 Model Years7.74%*1-60 months
2022-2025 Model Years - minimum loan $20,0008.24%*61-72 months
2022-2025 Model Years - minimum loan $40,0009.49%*73-96 months
2021 and Older Model Years9.74%*1-60 months
Personal LoansAPR as low asTerm
Personal Line of Credit13.99%*n/a
Credit Builder5.99%1-60 months
Other Secured - yard equipment, vehicles, utility trailer9.49%*1-60 months
Savings Secured5.99%1-60 months
Personal Term Loan14.99%*1-12 months
Personal Term Loan14.99%*13-24 months
Personal Term Loan14.99%*25-48 months
Personal Term Loan14.99%*49-60 months
Personal Term Loan - minimum loan $10,000 for loan19.99%*60 Balloon/120 Amortization

Apply Now

 
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Make your loans payments online or in mobile banking

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Rates as low as:

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Vehicle Loans

4.99% APR*

Boat, RV, and Motorcycle Loans

6.74% APR*

Personal Loans

14.99% APR*

Visa® Credit Cards

14.00% APR*