Good Vibes are
Meant to be Shared
Who We Are & Why We Serve
Vibe Credit Union was created for one purpose: people helping people.
Not in the soft, feel-good way. In the, “roll up your sleeves and actually make things better” way.
We’re a financial institution, yes.
But more importantly, we’re a community institution.
We believe access, dignity, and opportunity are basic human needs, and we take responsibility for expanding them.
In 2023, we redefined our purpose: Elevate Community. Create Opportunity.
Every decision, every relationship, and every investment flows from that promise.
The Vibe Impact. It isn't a Side Project. It's the Work.
✔ Our Team: who give not just hours, but their heart and energy to meaningful work.
✔ Our Members: who trust us to make banking fair, accessible, and human.
✔ Our Community: who inspire us to lean in and do more, year after year.
Why we say Impact. Not Volunteer.
Volunteering is an activity.
Impact is a commitment.
Our people don’t just show up. They create change.
Since 2023, Vibe has invested 21,000+ impact hours into strengthening Metro Detroit. And our entire team shows up with 100% participation with each team member dedicating an annual average of 28 hours. Every one of those hours represents a choice to stand beside our neighbors and push for a better future.
The Principles that Drive
our Purpose.
 |
 |
 |
 |
| Expanding access to practical financial education. | Supporting access to nutritious meals and secure housing. |
Strengthening underserved communities.
|
Partnering with mission-driven organizations. |
Helping Families Find a Safe Place to Call Home
Vibe supports housing stability in a number of ways:
-
Purpose-driven products, like our First-Time Homebuyer mortgage, help more members cross the threshold into homeownership.
-
Community partnerships with organizations like Habitat for Humanity, Humble Design, and Micah 6 support families as they move into, furnish, and maintain a home they can feel proud of.
Housing Support
by the Numbers
-
6,900 hours invested in strengthening housing stability across our communities
-
$500,000 committed to housing-focused projects since 2023
- $10.3M in loans to 76 members that made first-time home ownership a dream come true
Making sure neighbors have reliable access to nutritious food.
No one should have to choose between paying bills and putting food on the table. That’s why we partner with organizations that deliver reliable, nutritious food to families across Metro Detroit.
Through the Share the Vibe referral program, every qualified referral turns into 90 meals for local families. Those meals go straight to the community, supporting programs that rescue food, reduce waste, and make sure it ends up where it’s needed most.
We’re proud to stand with Metro Food Rescue, Make Food Not Waste, Hospitality House, Lighthouse of Oakland County, Forgotten Harvest, and the Macomb Community Food Bank to help keep good food moving to good people.
Food Support
by the Numbers
-
5,800 hours invested in making sure our communities have reliable access to food
-
$420,000 committed to food access programs since 2023
- 7,000 meals packed annually through our new-hire meal packing initiative
- 21,240 meals delivered to local families as a result of our Share the Vibe referral program
Expanding Access to Financial Education for All Ages.
Money decisions can feel stressful, especially if no one ever taught you how it all works. At Vibe, we’re changing that.
We offer free financial education workshops for schools, nonprofits, and community groups across Metro Detroit. Our sessions are practical, interactive, and tailored to the people in the room, from first-time savers to new homeowners and everything in between.
We partner with Banzai to bring you financial literacy tools that are actually fun to use. Think quick quizzes, helpful articles, and real-life money lessons for all ages.
Financial Wellness
by the Numbers
-
More than 10,000 financial futures shaped through workshops and coaching sessions that make money feel easier to understand
-
132 financial workshops held in communities over the last two years, to bring practical money skills directly to the people who need them most
- $10,000 awarded annually through the Vibe Thrive Scholarship Program
Products Built Around Real Life.
Our impact doesn’t stop at community projects. It’s built into the way we design our accounts and loans. When members trust us with their money, we have a responsibility to make that relationship work hard for them.
That’s why Vibe offers:
-
BankOn-certified checking accounts that help people safely enter or re-enter the banking system
-
First-time products for auto and mortgages that give new borrowers a fair start
-
Redesigned youth accounts that help kids and teens learn money skills early
-
Higher dividends and lower loan rates that keep more money in our members’ pockets
-
Better rewards that recognize everyday banking behaviors
-
ATM fee refunds and the elimination of NSF fees, because surprise fees make it harder, not easier, to get ahead
Member Give Back
by the Numbers
-
Over $40,000 returned to members each year in refunded ATM fees
-
$290,600 paid out annually to members through Cash Back Checking rewards
-
More than $1.1 million put directly back into our members’ pockets every year by eliminating NSF fees
Community Impact Day: Showing up with Heart, Serving with Purpose
In 2023, we launched Community Impact Day. This is a dedicated day where our entire team steps away from their desks and steps into the community. Every year, we spend the day working alongside local organizations across Metro Detroit to meet real needs on the ground.
Since then, we’ve invested more than 21,000 impact hours in the community. Our goal is to leave every organization and person we touch better than we found them.
Let Vibe Help You
Amplify Your Impact.
We know there are incredible people and organizations already doing the hard, important work in our communities. Our role is to come alongside you through funding, visibility, and volunteer support to help you go further.
Vibe welcomes sponsorship requests from:
-
Local 501(c)(3) organizations
-
Schools and educational programs
-
Community groups and events that align with our mission
We prioritize partnerships that expand access to financial education, support reliable food and housing, and create opportunities for historically underserved or unbanked communities.