So, you’re looking to buy your first car when suddenly, you come to a screeching halt. Oh no! You have no credit history and no cosigner. No problem! Here’s a roadmap to buying your first car, even if you’re just starting out.

Find a Vehicle

Arguably, this is the fun part - shopping around for a vehicle! How much can you really spend? Are you taking into consideration insurance, registration, and maintenance costs? Also, what color are you going to get? 

These are all important (and fun) questions to think about when trying to find your vehicle. To start your shopping off knowing what you can afford, get preapproved! It’s fast, easy, free, and will save you a lot of time and peace of mind.

Apply for an Auto Loan

Now for the even easier part! Head over to your friendly neighborhood financial institution (hint hint) and apply for an Auto Loan. You can apply online, call us, or visit one of our branch locations!

We’ll Pull a Carfax Report 

It’s the moment of truth – what’s the real story behind this vehicle? We’ll pull a CARFAX Vehicle History Report™ and share all the details with you. This way, you’ll have peace of mind knowing the full story behind your soon-to-be vehicle and what you should expect.

Review the Loan Details

Let’s read the fine print. Make sure you know the amount of your loan, the term, your rate, and any added protections and products you have or could be adding on.

Close On Your Loan

Get your signature ready; it’s time to make this official! You can schedule a closing at a branch location nearest you or even do it all electronically.

Drive Away with a Smile

You’ve signed for your loan and gotten your funding – woohoo! You’re ready to drive away with your new ride and a great first Auto Loan that’s perfect for you and will be just what you need to build credit. Beep beep!

We love the color you went with, by the way.