Your Vibe membership includes great benefits, and we don’t want you to miss a single detail.
Max Out Your Membership
Routing and Transit Numbers
For any accounts opened in Berkley, Canton, Ferndale, Livonia, Novi, South Lyon, Southfield, Sterling Heights, and Royal Oak branches, please use Routing Number: 272479388
For any accounts opened in Clarkston, Oxford, Waterford, West Bloomfield branches along with Legacy Oakland County Credit Union Accounts, please use Routing Number: 272483808
If your Vibe Credit, Debit or ATM card has been lost, stolen or otherwise compromised, please call us at 248.735.9500 during regular business hours.
This information is provided for the benefit and education of our members. Review each link below to read the full disclosure.
Checking Account Reconciliation Form
Credit Card Application and Solicitation Disclosure
Courtesy Pay Disclosure
Electronic Funds Transfer Agreement and Disclosure
Fair Credit Reporting Act
Fair Lending Disclosure
Funds Availability Policy
Home Equity Early Disclosure
Home Mortgage Disclosure Act
Reg D - FAQs
Truth In Savings Act
USA Patriot Act
Financial Counseling Services
Vibe’s partnership with GreenPath Financial Wellness gives you free access to money management counseling and financial budgeting services. GreenPath is a non-profit company that partners with members like you to help you achieve your financial goals. Receive assistance and gain access to online resources to educate you about:
- Personal and family budgeting
- Understanding your credit report and learning how to improve your score
- Money management
- Debt repayment
- Avoiding bankruptcy, foreclosures, and repossession.
Yes, your membership has rewards! It’s our way to say thank you.
TruStage® Auto & Home Insurance Program
Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote today or call 855.483.2149.
TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
$1,000 of TruStage® Accidental Death and Dismemberment Insurance Coverage is Yours
One of the exclusive benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life.
You can get $1,000 of coverage paid by your credit union and provided by CMFG Life Insurance Company. And $100,000 in additional AD&D coverage from CMFG Life can cost about $10 a month. Acceptance is guaranteed, and there are no health questions or medical exam.
Sign up for your no-cost or additional protection today.
TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. **AD&D insurance costs between $10 & $15 per month for 100K of coverage. AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012
Any Amount of Life Insurance Can Make a Difference
Life insurance can help give you peace of mind today and provide income-tax free money for your family if you die. It can ease the burden of expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.
TruStage helps make it easy to:
- Compare life insurance options
- See instant quotes based on your budget
- Apply online or over the phone.
Don’t wait. Get an instant quote online today. Or, call 800.814.2914 to talk to a licensed agent.
TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2019 TruStage Insurance Agency TCG-1753142.1
To opt-out of receiving CMFG mailings, please call 888.787.8243.