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Get that New Car Smile

with our First-Time Auto Loan Program

Looking to purchase your first car but don’t have credit history or a co-borrower? No worries, if you’re over 18, you can still get that new car smile by taking advantage of Vibe’s First-Time Auto Loan Program*. Follow these steps, and you could be the proud owner of a new-to-you car.

  • Purchase a 2016 or newer vehicle.
  • Borrow up to $25,000.
  • Choose terms up to 60 months.

Vibe makes it easy to get your first auto loan. Plus, you’ll receive a free CARFAX® report so you can have peace of mind when purchasing your first car. Apply today via our Mobile Banking App, online, or call/text us at 248-735-9500.

Apply Now


*Approval and rates are based on individual credit history. To qualify (1) must be a first-time buyer with no previous auto credit, (2) vehicle model year must be 2015 or newer with fewer than 120,000 miles, (3) a required deposit of $500 to be placed on hold in a Vibe savings account, (4) applicants must be employed for a minimum of 6 months with verifiable income of at least $18,000 per year, (5) 90% loan to value or trade equity is required. New members must qualify for membership and deposit $5 in a Vibe Savings Account. Promotion subject to change without notice. 

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Make your loans payments online or in mobile banking

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