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Loan Rates

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Loyal members with a mortgage can receive an additional 0.25% rate discount*.


Vehicle Loans (2009-2018)APR as low asTerm
(%tr%a href='/home/loans/auto-loans')New and Used Automobiles(%tr%/a)2.24%*1-48 months
(%tr%a href='/home/loans/auto-loans')New and Used Automobiles(%tr%/a)2.49%*49-72 months
(%tr%a href='/home/loans/auto-loans')New and Used Automobiles(%tr%/a)3.24%*73-84 months
Motorcycle Loans (2009-2018)APR as low asTerm
(%tr%a href='/home/loans/auto-loans')New and Used Motorcycles(%tr%/a)2.24%*1-48 months
(%tr%a href='/home/loans/auto-loans')New and Used Motorcycles(%tr%/a)2.49%*49-72 months
(%tr%a href='/home/loans/auto-loans')New and Used Motorcycles(%tr%/a)3.24%*73-84 months
RV, Motor Homes, Boats and Travel Trailers (2009-2018)APR as low asTerm
(%tr%a href='/home/loans/recreational-vehicle-loans')New and Used RVs and Boats(%tr%/a)2.24%*1-48 months
(%tr%a href='/home/loans/recreational-vehicle-loans')New and Used RVs and Boats(%tr%/a)2.49%*49-72 months
(%tr%a href='/home/loans/recreational-vehicle-loans')New and Used RVs and Boats(%tr%/a)3.24%*73-84 months
(%tr%a href='/home/loans/recreational-vehicle-loans')New and Used RVs and Boats(%tr%/a)5.49%*85-120 months
Credit Card LoansAPR as low asTerm
(%tr%a href='/home/loans/compare-credit-cards')Visa Platinum(%tr%/a)11.00%**n/a
(%tr%a href='/home/loans/compare-credit-cards')Visa Platinum Preferred(%tr%/a)13.00%**n/a
(%tr%a href='/home/loans/compare-credit-cards')FU$E11.00%**n/a
Personal LoansAPR as low asTerm
(%tr%a href='/home/loans/personal-loans')Personal Line of Credit(%tr%/a)12.25%n/a
(%tr%a href='/home/loans/personal-loans')Personal Term Loan(%tr%/a)9.49%*1-60 months
(%tr%a href='/home/loans/personal-loans')Credit Builder (Fixed-Rate)(%tr%/a)9.99%12 months

Rates effective as of July 1, 2018. All rates are based on individual credit history and subject to change without notice. New members must qualify for membership and deposit $5 into a Vibe Savings account.

*Quoted rates include a 0.25% member loyalty rate discount when direct deposit and auto pay are set up to cover the full payment amount of all Vibe loans. Members can receive an additional 0.25% member loyalty rate discount off the stated rate by having a mortgage and/or home equity fixed term loan with a balance of $25,000 or greater. A processing charge of $200 may apply if a refinance of an existing Vibe loan is permitted.

**The APR is a variable rate tied to the Prime Rate. If the Prime Rate changes, the APR will change.

Rates That Rock!

We offer rates as low as:

New/Used Auto2.24% (%tr%span class='xsmall')APR*(%tr%/span)
Boat/RV Loans2.24% (%tr%span class='xsmall')APR*(%tr%/span)
Personal Loans9.49% (%tr%span class='xsmall')APR*(%tr%/span)
Visa(sup)(/sup) Platinum11.00% (%tr%span class='xsmall')APR*(%tr%/span)
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