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Personal Loans

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Personal Term Loan

Vibe's Summer of '18 Loan Special is Sizzling!

We are offering amazing low rates on unsecured Personal Loans so you can make this a summer to remember. Get out there and enjoy the carefree, sunny days with some extra cash. You can take a summer getaway, spruce up your home, or consolidate debt. Get your loan early to get the lowest fixed rate. Our hot summer rates* are as low as:

  • 7.18%APR in July
  • 8.18%APR in August.

Our Personal Loan offers you:

  • A fixed rate term
  • Loan amounts from $500 up to $25,000
  • Simple interest calculation on the unpaid balance
  • No pre-payment penalties.
 

Personal Line of Credit

A Line of Credit (LOC) loan can be used for anything you want. You can make advances up to your approved limit at any branch, through Online Banking or Telephone Banking. You can even arrange to have a personal LOC linked to your checking account for overdraft protection.
 

Credit Builder Loan

The Credit Builder Loan allows members to show a positive payment history to increase their credit score while saving for a future purchase. This loan is perfect for members who do not have the available funds in their savings account to secure the loan or do not qualify for an unsecured loan based on their current financial situation. The unique feature of our Credit Builder Loan is that all loan funds are deposited into a Special Savings Account and remain on hold until the entire loan has been paid in full. Loan amounts are from $1,000 up to $5,000.
 
Our eSign documents allow you the convenience of completing the loan closing process from anywhere!
 
Applying for a Personal Loan is quick and easy! Apply online now or call our Lending Resource Center at 248.596.4450 to talk to a Lending Specialist.
 
*Valid June 1 through August 31. Maximum loan $25,000. Maximum term 60 months closed-end loan. Existing Vibe Personal Loans are not eligible. Lowest rate includes a 0.25% rate discount when direct deposit and auto pay are set up to cover the full loan payment, and a 0.25% rate discount for having a Vibe mortgage and/or home equity fixed term loan with a balance(s) of at least $25,000. Rates subject to change. Rate and approval are based on individual credit history. New members must qualify for membership and deposit $5 in a Vibe Savings Account. Promotional details are subject to change without notice.

 

Rates That Rock!

We offer rates as low as:

New/Used Auto2.24% (%tr%span class='xsmall')APR*(%tr%/span)
Boat/RV Loans2.24% (%tr%span class='xsmall')APR*(%tr%/span)
Personal Loans7.18% (%tr%span class='xsmall')APR*(%tr%/span)
Visa(sup)(/sup) Platinum11.00% (%tr%span class='xsmall')APR*(%tr%/span)
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EHO NCUA
EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
44575 W. Twelve Mile Road Novi, MI 48377  I  © 2018