Learn more now

Get answers to commonly
asked questions.



Holiday Loans

Enjoy Financial Peace of Mind This Holiday Season

Apply Now

We can help make your holiday celebrations and shopping easier during the most wonderful time of the year with a Holiday Loan. We offer low interest rates and flexible repayment options of up to 12 months.

  • Rates as low as 5.49% APR*
  • Loan amounts from $500 to $2,000
  • Monthly payments from $44 to $189

Save time and money with our available rate discounts:

  • 0.25% discount when you apply through Online Banking or our Mobile Banking App and close using eSign
  • 0.25% discount with auto pay and direct deposit to cover all Vibe loans
  • 0.25% discount with a Vibe mortgage and/or home equity term loan with a balance of $25,000 or greater.

Our Holiday Loan is a convenient way for you to pay for your holiday expenses.

Login to Online Banking, our Mobile Banking App, or call/text a Lending Specialist at 248.596.4450 to apply for your Holiday Loan.


*Offer valid for applications received by December 31, 2018. Rate, loan amount, and monthly payment will vary based on your credit history. Must qualify for each rate discount. Holiday Loans include optional payment protection. Excludes HELOCs. New members must qualify for membership and deposit $5 in a Vibe Savings account. Promotional details are subject to change without notice.

Rates That Rock!

We offer rates as low as:

New/Used Auto2.79% (%tr%span class='xsmall')APR*(%tr%/span)
Boat/RV Loans3.74% (%tr%span class='xsmall')APR*(%tr%/span)
Personal Loans5.99% (%tr%span class='xsmall')APR*(%tr%/span)
Visa(sup)(/sup) Platinum11.25% (%tr%span class='xsmall')APR*(%tr%/span)
Share Vibe to Share Hope: Refer Someone






EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
44575 W. Twelve Mile Road Novi, MI 48377  I  © 2018