Learn more now

Get answers to commonly
asked questions.

Lending Center


Personal Loans

Apply Now


Personal Term Loan

Vibe's Summer of '17 Loan Special is Sizzling!
We are offering you amazing low rates on unsecured Personal Term Loans so you can make this a summer to remember. Get out there and enjoy the carefree, sunny days with some extra cash. You can take a summer getaway, spruce up your home, or consolidate debt. Apply now to get the hottest rate*.
  • 8.17% APR in August
Applying for a Personal Term Loan is quick and easy!
  • Loan amounts from $500 up to $25,000
  • A fixed rate term up to 60 months
  • No pre-payment penalties
*Limited time offer. Rates subject to change. Rate and approval are based on individual credit history. Lowest rate includes a 0.25% rate discount when direct deposit and auto pay are set up to cover the full loan payment, and a 0.25% rate discount for having a mortgage and/or home equity fixed term loan with a balance(s) of at least $25,000. Existing Vibe personal loans are not eligible.

Personal Line of Credit

A Line of Credit (LOC) loan can be used for anything you want. You can make advances up to your approved limit at any branch, through Online Banking or Telephone Banking. You can even arrange to have a personal LOC linked to your checking account for overdraft protection.

Credit Builder Loan

The Credit Builder Loan is designed to allow members to show a positive payment history to increase their credit score while saving for a future purchase. This loan is perfect for members who do not have the available funds in their savings account to secure the loan or do not qualify for an unsecured loan based on their current financial situation. The unique feature of our Credit Builder Loan is that all loan funds are deposited into a Special Savings Account and remain on hold until the entire loan has been paid in full. Loan amounts can be $1,000 up to $5,000.
Our eSign documents allow you the convenience of completing the loan closing process from anywhere!
Apply online now or call our Lending Resource Center at 248.596.4450 to talk to a Lending Specialist.


Rates That Rock!

We offer rates as low as:

New/Used Auto1.99% (%tr%span class='xsmall')APR(%tr%/span)
Boat/RV Loans1.99% (%tr%span class='xsmall')APR(%tr%/span)
Personal Loans8.17% (%tr%span class='xsmall')APR(%tr%/span)
Visa(sup)(/sup) Platinum10.25% (%tr%span class='xsmall')APR(%tr%/span)

View more rates 
and get details.

View Rates
Refer a friend






EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
44575 W. Twelve Mile Road Novi, MI 48377  I  Privacy Policy/Disclosures  I  © 2017