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Credit Card Overview

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The Prestige of Platinum at Exceptional Rates

You deserve the best Visa® credit card and now you can have it with Vibe Credit Union’s no annual fee, Platinum, Platinum Preferred, or FU$E Platinum Visa Credit Card. Vibe Credit Union offers three different Visa credit cards to meet your financial needs, each with a low variable interest rate and 25 day interest-free grace period on purchases! Credit cards are an important part of your financial life; consider the benefits of each of our credit cards to decide which card is right for you.

With any Vibe Visa Credit Card, you can get cash at the same great rate as credit and we never charge you a cash advance fee. Plus, you can transfer balances from your other high-rate credit cards and never pay a penalty or a higher interest rate.

 
  • Platinum Preferred Visa

    Rates as low as 11.75%*
    No Annual Fee

     

    Credit Limit up to $25,000

    Fee-Free Cash:

    ScoreCard® Rewards

    ScoreMore Deals

    Cash Advance, no fee

    Balance Transfer, no fee

    Roadside Assistance

    Car Rental Insurance

    Exclusive Concierge Service

    Purchase Price Protection

    Travel and Emergency Assistance

    Travel Accident Insurance

    Apply Now

  • Platinum
    Visa

    Rates as low as 9.75%*
    No Annual Fee


    Credit Limit up to $15,000

    Fee-Free Cash:

    Cash Advance, no fee 

    Balance Transfer, no fee

    Roadside Assistance

    Car Rental Insurance

    Apply Now

  • FU$E
    Platinum Visa

    Rates as low as 9.75%*
    No Annual Fee


    $250-$1,000 Credit Limit

    Fee-Free Cash:

    Cash Advance, no fee

    Balance Transfer, no fee

    Roadside Assistance

    Car Rental Insurance

    Needs parental co-signer for ages 16-17

     

    Members ages 16-23

    Apply Now

*APR. Rates are subject to change. Rates are based on card type, and individual credit history.  


We also offer a Visa Credit Card for Business Members that features a credit limit up to $25,000, no annual fee, and other great business benefits.

To learn more information about cards with chip technology, view our FAQs.



Fee-Free Cash


 

 

Rates That Rock!

We offer rates as low as:

New/Used Auto1.99% (%tr%span class='xsmall')APR(%tr%/span)
Boat/RV Loans1.99% (%tr%span class='xsmall')APR(%tr%/span)
Signature Loans9.24% (%tr%span class='xsmall')APR(%tr%/span)
Visa(sup)(/sup) Platinum9.75% (%tr%span class='xsmall')APR(%tr%/span)

View more rates 
and get details.

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EHO NCUA
EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
44575 W. Twelve Mile Road Novi, MI 48377  I  Privacy Policy/Disclosures  I  © 2017  

Do you want to increase your Vibe credit card limit?


Yes

Credit Card
Limit Increase

We are happy to assist you with your request to increase your credit card limit. Submit your information and a Lending Specialist will contact you by the next business day.

Your existing Vibe credit card is a:  
 

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Thank you for submitting your credit card increase. If you have any questions about your increase request, please contact the Lending Resource Center at 248.596.4450.

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