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Lending Center

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Auto Loans

Why keep paying more on an auto loan from another lender. Refinance with Vibe. Our rates are consistently lower than banks. As a matter-of-fact, we are so sure that we can lower your interest rates and save you money that, if not, we will pay you $50*. At Vibe, our goals are simple: Save you money so you can reach your goals and enjoy more from your life.

  Get a free pre-approval before you shop for a vehicle. With a pre-approval, you will know how much you can afford and it will make buying a vehicle easier.
 

Shop for a Vehicle

Find the car that is right for you.

Find a Used Car by Type

Search by vehicle type:

 

Guaranteed Asset Protection

Protect the equity in your vehicle with coverage that will give you peace of mind in case of an accident.

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Mechanical Breakdown

This coverage will save you money if you have costly expenses to repair your car.

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Skip a Payment

Skip your loan payment to have extra cash when you need it.

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Financial Counseling

Contact our partner, GreenPath, for free money management and budgeting services.

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Our Lending Team

Meet our team who can help you with your financing need.

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*Limited time offer. Minimum loan $10,000. Must qualify and be approved for an auto loan. Rate and approval are based on individual credit history. Lowest rate is 1.49%APR which includes a 0.25% rate discount when direct deposit and auto pay are set up to cover the full loan payment, and a 0.25% rate discount for having a mortgage and/or home equity fixed term loan with a balance(s) of at least $25,000. Rate must be for a similar product and term, and verification of current rate is required. One $50 Vibe Visa® Gift Card per loan application if unable to beat current rate. Allow 7-10 business days from the date of loan application to receive your gift card. Excludes 0% financing offers and manufacturer special rates. Existing Vibe auto loans are not eligible. New members must qualify for membership and deposit $5 in a Vibe Savings account.
 

Rates That Rock!

We offer rates as low as:

New/Used Auto1.99% (%tr%span class='xsmall')APR(%tr%/span)
Boat/RV Loans1.99% (%tr%span class='xsmall')APR(%tr%/span)
Personal Loans8.17% (%tr%span class='xsmall')APR(%tr%/span)
Visa(sup)(/sup) Platinum10.25% (%tr%span class='xsmall')APR(%tr%/span)

View more rates
and get details.

View Rates

At Vibe Credit Union, our auto loans are truly unique and all include Express and Remote Lending.

 

Super fast Auto Loans:

  • 4-Minute Application
  • 4-Hour Approval
  • 8-Hour Funding

Within regular business hours.

 

Get a loan without ever visiting a branch!

  • Apply online or on your Smartphone.
  • Close your loan online using our eSign documents.
  • Fund your loan online.

 

 

 

Rates That Rock!

We offer rates as low as:

New/Used Auto1.99% (%tr%span class='xsmall')APR(%tr%/span)
Boat/RV Loans1.99% (%tr%span class='xsmall')APR(%tr%/span)
Personal Loans8.17% (%tr%span class='xsmall')APR(%tr%/span)
Visa(sup)(/sup) Platinum10.25% (%tr%span class='xsmall')APR(%tr%/span)

View more rates 
and get details.

View Rates
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EHO NCUA
EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
44575 W. Twelve Mile Road Novi, MI 48377  I  Privacy Policy/Disclosures  I  © 2017  

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Welcome to the
Lending Resource Center

We are happy to assist you with your auto loan. Apply Now or complete and submit your information, and a Lending Specialist will contact you by the next business day.

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Thank you for your interest in a Vibe auto loan. We offer great low rates and amazing member service.

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