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Lending Center

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Auto Loans


 A Great Auto Loan, Extra Money in Your Pocket, and the Amazing Buying  Power of Platinum!

Now until March 31, 2017, finance a car that’s new to you or refinance an existing auto loan to take advantage of our supercharged deal*:

  • No Payments for up to 90 days
  • A pre-approved Vibe Platinum Preferred Visa® Credit Card loaded with benefits like NO annual, cash advance or balance transfer fees, and earn points with every purchase
  • Receive a $25 Vibe Visa Gift Card when you make $100 in purchases using your new Vibe Visa Credit Card within 60 days of closing your new auto loan.
  Get a free pre-approval before you shop for a vehicle. With a pre-approval, you will know how much you can afford and it will make buying a vehicle easier.
 

Shop for a Vehicle

Find the car that is right for you.

Find a Used Car by Type

Search by vehicle type:

 

Guaranteed Asset Protection

Protect the equity in your vehicle with coverage that will give you peace of mind in case of an accident.

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Mechanical Breakdown

This coverage will save you money if you have costly expenses to repair your car.

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Skip a Payment

Skip your loan payment to have extra cash when you need it.

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Financial Counseling

Contact our partner, GreenPath, for free money management and budgeting services.

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Our Lending Team

Meet our team who can help you with your financing need.

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Rates That Rock!

We offer rates as low as:

New/Used Auto1.99% (%tr%span class='xsmall')APR(%tr%/span)
Boat/RV Loans1.99% (%tr%span class='xsmall')APR(%tr%/span)
Signature Loans9.24% (%tr%span class='xsmall')APR(%tr%/span)
Visa(sup)(/sup) Platinum9.75% (%tr%span class='xsmall')APR(%tr%/span)

View more rates
and get details.

View Rates
 

At Vibe Credit Union, our auto loans are truly unique and all include Express and Remote Lending.

 

Super fast Auto Loans:

  • 4-Minute Application
  • 4-Hour Approval
  • 8-Hour Funding

Within regular business hours.

 

Get a loan without ever visiting a branch!

  • Apply online or on your Smartphone.
  • Close your loan online using our eSign documents.
  • Fund your loan online.

*Approvals are subject to underwriting standards and some restrictions may apply. Auto loan application must be $7,500 or greater. No payments for up to 90 days, interest will begin accruing at loan closing. Existing Vibe auto loans and credit cards are excluded. Cash advances on Visa accounts do not count towards the $100 minimum in purchases. Promotional details are subject to change without notice. This offer cannot be combined with other offers.

 

Rates That Rock!

We offer rates as low as:

New/Used Auto1.99% (%tr%span class='xsmall')APR(%tr%/span)
Boat/RV Loans1.99% (%tr%span class='xsmall')APR(%tr%/span)
Signature Loans9.24% (%tr%span class='xsmall')APR(%tr%/span)
Visa(sup)(/sup) Platinum9.75% (%tr%span class='xsmall')APR(%tr%/span)

View more rates 
and get details.

View Rates
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EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
44575 W. Twelve Mile Road Novi, MI 48377  I  Privacy Policy/Disclosures  I  © 2017  

Do you need more info
and want a Loan Specialist
to contact you?

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Welcome to the
Lending Resource Center

We are happy to assist you with your auto loan. Apply Now or complete and submit your information, and a Lending Specialist will contact you by the next business day.

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Thank you for your interest in a Vibe auto loan. We offer great low rates and amazing member service.

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