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Turn Your Every Day Purchases into Cash!

Purchase Rewards is our free debit card reward program that makes saving money easy. Your personalized cash-back offers are unique to you based on your spending habits. All you need is a Vibe Checking account with a debit card and use Online Banking or our Mobile Banking App.


Activate your personalized cash-back offers* by clicking on the offers to review the details and instantly load them to your Vibe Debit Card. Activate as many offers as you like!


Visit the participating retailer, either in-store or online, and pay using your Vibe Debit Card. You can sign or use your PIN at checkout.


Make your purchase and your cash-back reward will automatically be deposited into your checking account by the end of the next month.
The more you use your Vibe Debit Card, the more offers you will receive and there is no limit to the cash back you can earn from participating retailers. Login to Online Banking or our Mobile Banking App to view your Purchase Rewards and start saving today!
*Your personal information is never shared with retailers to receive offers.



Rates That Rock!

We offer rates as low as:

New/Used Auto2.79% (%tr%span class='xsmall')APR*(%tr%/span)
Boat/RV Loans3.74% (%tr%span class='xsmall')APR*(%tr%/span)
Personal Loans5.99% (%tr%span class='xsmall')APR*(%tr%/span)
Visa(sup)(/sup) Platinum11.25% (%tr%span class='xsmall')APR*(%tr%/span)
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EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
44575 W. Twelve Mile Road Novi, MI 48377  I  © 2018