Vibe helps the money you're not using to work harder for you. You can earn even more on your money with increased interest rates on our Certificates of Deposit (CD) and Individual Retirement Account (IRA) CD. We offer higher rates than the local competition and our CDs feature:
Terms from 1-5 years
Competitive rates for the term of the certificate
Low $500 minimum deposit
Interest calculated daily; three interest payment options:
- Full interest paid at maturity
- Interest compounded quarterly (added to certificate)
- Monthly interest transfers to your Vibe Checking or Savings account
Partial withdrawals allowed, subject to penalty
Early withdrawal penalties: 90 days interest on a one year term; 180 days interest on all other terms
Optional automatic renewal at maturity
Certificate renewal notices sent seven (7) days prior to maturity; renewed automatically if no response; seven (7) day grace period for renewals; renewal acknowledgment sent on request
All CDs earn interest and are included in your NCUA $250,000 coverage.
Choose Vibe to be your "safe place" in your IRA portfolio. We offer both Traditional and Roth IRA CDs. Learn more about which IRA is right for you.
Traditional IRAs grow
Roth IRAs provide for tax-free growth. Contributions are non-deductible, but can be withdrawn without federal penalty or taxation. Earnings can be withdrawn tax-free if done under qualifying IRS regulations.
|New/Used Auto||1.99% (%tr%span class='xsmall')APR(%tr%/span)|
|Boat/RV Loans||3.49% (%tr%span class='xsmall')APR(%tr%/span)|
|Signature Loans||9.24% (%tr%span class='xsmall')APR(%tr%/span)|
|Visa(sup)®(/sup) Platinum||9.50% (%tr%span class='xsmall')APR(%tr%/span)|
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