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Home Equity Loans

What are your dreams? What is on your horizon? The answers reside in the value of your home.

Your home is an investment and the key to an investment is timing. Home values are up and interest rates are still low, making this the perfect time to reward yourself. You have worked hard and patiently to build the equity in your home. At Vibe, we have two convenient ways to help make your dreams come true or prepare for tomorrow.

Sweet Rewards

Vibe is making the reward even sweeter! Save money with a special introductory 2.00% rate discount* for the first six months of your new Home Equity Line of Credit.
With Zero Closing Costs and No Annual Fee, we can help you find the home equity loan that is right for you.
Home Equity Line of Credit (HELOC) Home Equity Term Loan
Ready to borrow as you need it When you need it all now
Variable Interest Rate Fixed Interest Rate
Accessing your money is easy with a Vibe Premier Visa® Credit Card and 50 free checks. Budgeting is a breeze with set monthly payments for a term of 3 to 15 years.


The possibilities are endless. Use the equity you have earned for home improvements, a special trip, education costs, debt consolidation, or anything you want. Apply now online or by speaking with a Real Estate Lending Specialist at 248.596.4452.
Interest may be tax deductible, consult a tax advisor regarding your specific situation. New members must qualify for membership and deposit $5 in a Vibe Savings account.
*Special introductory 2.00% rate discount is applicable for Home Equity Line of Credit (HELOC) applications received from June 22, 2017 through December 31, 2017. The 2.00% rate discount will be in effect on outstanding balances for the first six months from loan closing date. Rate and approval are based on individual credit history and home value. The APR is tied to the Prime Rate. Rates may adjust as Prime Rate changes. Excludes existing Vibe HELOCs.

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Vibe NMLS ID: 465960

Rates That Rock!

We offer rates as low as:

New/Used Auto1.99% (%tr%span class='xsmall')APR(%tr%/span)
Boat/RV Loans1.99% (%tr%span class='xsmall')APR(%tr%/span)
Personal Loans9.24% (%tr%span class='xsmall')APR(%tr%/span)
Visa(sup)(/sup) Platinum10.25% (%tr%span class='xsmall')APR(%tr%/span)

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EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
44575 W. Twelve Mile Road Novi, MI 48377  I  © 2017